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A Safety Net That Might Not Hold

By Michelle Andrews

When Betty Hoff moved into an assisted-living facility in Fowler, Calif., two years ago, the 86-year-old thought she didn't have anything to worry about financially. She had a long-term-care insurance policy that would pay up to $3,000 a month for three years of nursing home, assisted living, or home care. Hoff has severe arthritis and can get around only with a walker or cane, which means she could no longer cook, clean, or do the laundry. But her insurer denied the claim. Hoff wasn't cognitively impaired, and the company said she didn't need help with enough "activities of daily living," or ADLs, to qualify for benefits.

Senior Fitness and Sports

Are you one of the many seniors out there who knows you should be exercising, but you arent sure where to begin? Do the tools of fitness -- exercise bikes, nautilus machines, treadmills, exerc...

High Blood Pressure

You can have high blood pressure, or hypertension, and still feel just fine. That's because high blood pressure does not cause signs of illness that you can see or feel. But, high blood pressure, sometimes called "the silent killer," is a major healt...

Shots for Safety

There are many shots, or vaccinations, that may keep you from getting sick. Some of these shots may also protect you from getting a serious form of the illness. Here is a list of shots that may keep you healthy. Talk to your doctor about which one...

Good Nutrition: It's a Way of Life

"I have trouble chewing." "Food just doesn't taste the same anymore." "I don't have a car to go shopping." "It's hard to cook for one person." "I'm just not that hungry anymore." ...

A Good Night's Sleep

Since he retired, Edward dreads going to bed at night. He's afraid that when he turns off his light he will just lie there with his eyes open and his mind racing. "How can I break this cycle?" he asks. "I'm so tired-I need to get some sleep." ...

Mourning the Death of a Spouse

When your spouse dies, your world changes. You are in mourning-feeling grief and sorrow at the loss. You may feel numb, shocked, and fearful. You may feel guilty for being the one who is still alive. If your spouse died in a nursing home, you may wis...

Exercise and Physical Activity

"After walking on a treadmill at the local community center, I knew I'd be happier outside. So, I got a step counter and started walking in my neighborhood. Since then, I've seen yellow tulips bloom in spring and red dogwood leaves drop in fall. I al...

Tips for hiring agencies and independent home care providers

Agencies will typically be the most expensive; independent providers will be the least expensive. However, home care agencies are also easier to use, since the agency finds and places the provi...